joie-de-vivre-joy-of-life

Joie de vivre – 24 tips for more joy of life!

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As a baby, we all had an infinite amount of joy in our lives. But very often the joy is lost at some point as we grow older. But that doesn’t have to be the case. There are very simple ways for you to find joy again and I would like to introduce to some of them.

Bank-account-system-savings-money-investment

The best multiple bank account system in 2021

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With so many payments going in and out of an account every month, it’s not so easy to keep track of everything. A good multiple bank account system can help you with this. This helps you to organize your finances, to distribute the money into different pots and thus to save. This saved money can then be invested profitably. But what does such an bank account system look like?

budget-book-excel-template

Keeping a Budget Book – Free Excel Template

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“There’s so much month left at the end of the money.” Who does not know this? Almost everyone has experienced this at one time or another. But wouldn’t it be nice if you could put money aside instead? What can you save for your retirement, dream vacation, or other money? But what is the best way to find out how and where you can reduce your expenses? It’s very simple. Start keeping a budget book today and download the free Excel template.