Skip to content







Among all the many things they learn about managing money, there is one thing you should not forget. Money alone will not make you happy. You should always be aware of this when working towards your goals. Have you ever thought about the following questions?

  • What happens when they have achieved their financial freedom, but can’t handle all the free time you might have?
  • Have you ever asked yourself what really makes you happy?
  • How can you enjoy your life even more?
  • How can you better achieve your goals and also be happy along the way?

Another important aspect is stress. I can tell a very long story about that myself. The name GELVOS means – earn money without stress and it is not without reason. That’s why I know how important it is to relieve stress. This can be sports, a hobby, rest, walking, meditating or other. Find out for yourself what does you good and helps and do not forget to give yourself enough breaks.

Take regular vacations and enjoy life to the fullest. Don’t just start when you’ve reached your goals. Because there is always a next one and another one…. Besides, you don’t even know if a lot of things in your life haven’t changed by then. Maybe in 10 years you’ll have completely different goals, or always new ones, so you’ll never actually have time for yourself.

Live in the here and now and do not constantly think about the past or the future.


The latest articles

Hier finden sie die neuesten Artikel zum Thema:


Financial Freedom / Independence - Calculator
Life planning - What is really important in life?
Joie de vivre - 24 tips for more joy of life!
Morning routine - How to always start the day well


helpful tools

To help you manage your finances more easily, I’ve created some very helpful free tools. This is only a small selection of all the tools and calculators that you can use for free on this site.

Keeping a Budget Book - Free Excel Template
Calculate cash on cash return and gross rental yield
Investment Comparison - What is the best one?


Book recommendation

I have put together what are perhaps the best books on the subject.


Stay up to date!

Here you can subscribe to the newsletter. This way you will never miss a new article on these topics.

make. save. invest. live.